*It's the evening. You drive home as fast as you can - you see smoke rising in the distance from where your house should be. As you drive closer your worst fear is realized - your house is engulfed in flame. Even if the fire department could get here now, they would be too late. As you pull up to your home, you step outside and stand before the burning effigy that was your life. You fall to the ground in despair, holding your face in your hands. If you had neighbors, maybe the fire department co...